New York Tax Calculator
Estimate your New York state income tax using 2025 tax brackets. Enter your income, filing status, and deductions to see how much you owe NY state, your effective rate, and which marginal bracket you fall into.
New York has one of the most progressive state income tax systems in the country, with nine brackets ranging from 4% to 10.9%. The top rate of 10.9% applies to income over $25 million, making it one of the highest state rates in the U.S.
For most New Yorkers, the key brackets to know are 5.5% (income roughly $14,000 to $80,000 for single filers) and 6% ($80,000 to $215,000). A single filer earning $100,000 with the standard $8,000 deduction owes about $4,767 in NY state tax, for an effective rate of roughly 4.8%.
New York City residents face an additional city income tax of 3.078% to 3.876%, which is separate from the state tax calculated here. Yonkers residents pay a surcharge of 16.75% of their state tax. If you live in NYC or Yonkers, your total state and local income tax burden is significantly higher than the state portion alone.
The standard deduction for New York is $8,000 for single filers and $16,050 for married filing jointly. New York does not allow you to itemize state deductions independently of your federal return. If you itemize federally, you must itemize for NY as well.