EBT / SNAP Benefits Calculator
Get a quick estimate of your monthly SNAP (food stamp) benefits. Enter your household size, income, and deductions to see your estimated EBT benefit amount. This uses 2025 federal guidelines for the 48 contiguous states and DC. Note: this is an estimate only. Actual benefits are determined by your state SNAP agency.
SNAP (Supplemental Nutrition Assistance Program) benefits, loaded onto an EBT (Electronic Benefits Transfer) card, help low-income households afford food. Your benefit amount depends on household size, income, and allowable deductions.
How SNAP Benefits Are Calculated
The process follows these steps:
- Gross income test: Your household's gross monthly income must be at or below 130% of the federal poverty level. For a family of 3 in 2025, that is $2,808/month.
- Deductions are applied: Standard deduction ($204), 20% earned income deduction, dependent care costs, shelter costs exceeding half of adjusted income, and medical expenses over $35/month for elderly or disabled members.
- Net income test: After deductions, net income must be at or below 100% of poverty level ($2,161/month for a family of 3).
- Benefit calculation: Maximum allotment minus 30% of net income. A family of 3 qualifies for up to $768/month in 2025.
For example, a family of 3 earning $2,500/month gross with $1,200 in shelter costs might receive around $500-600 in monthly benefits after all deductions are applied.
Important: Many states have expanded eligibility through broad-based categorical eligibility (BBCE), which raises or eliminates the gross income test. Check with your state SNAP office for the most accurate determination.